Coin Price
It is important to give the coin price to the insurance company that covers the collection of coins you have because if you do lose your collection the insurance company will have to give you cash so as you start again. The coin price usually comes because the dealer wants to sell his coin for a certain amount. However the price can change depending on how fast the dealer mat want to get rid of the coin and for how much the dealer needs.The insurance company usually gives the insurance of the coin depending on the retail price and that is the amount you will get back to replace the coin incase you loose it or it is stolen.
The dealer may have put a price on the coin, but this price can still be bargained to the amount you are willing to spend. The more scratches and wears and you will probably get the coin for a less price.